Filing for SSD benefits (Social Security disability) is a complex process. Making it even more challenging are the myths and misleading information about SSD.
This post will discuss some of these common SSD myths and set the record straight on the process of filing an SSD claim. We’ll also look into how working with Social Security disability lawyers can help make the process of filing a claim less challenging and more fruitful.
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Common myths about SSD benefits
Here are some of the most common SSD myths:
You must be disabled for a year before applying for SSD benefits.
This is False. You may qualify for SSD benefits if your doctor tells you you may not be able to work for twelve months or more or if your condition is terminal. You don’t need to wait a year before applying for benefits. In fact, because claims take a long time to process, it’s recommended you apply as soon as you think you’re eligible.
You can’t hold a job of any kind and receive SSD benefits.
This is False. Special rules called work incentives through the Ticket to Work program allow those who receive SSD benefits to work and continue to receive their benefits. However, to qualify you must already be approved for SSD and see some of your symptoms improve.
You also need to stay under the maximum allowable amount per month ($1,550 per month in 2024 or $2,590 if you’re blind), or you could lose your benefits. These work incentives also allow you to work for nine months as a work trial without any change in your benefits. If you are not signed up for this program, you cannot work. If you do work and don’t report it you could be charged with committing disability fraud.
If your medical condition isn’t in the “Blue Book,” you won’t receive benefits.
This is False. The Blue Book is a list of mental and physical conditions used by the Social Security Administration to see if you qualify for SSD benefits. The criteria listed in the Blue Book establish if you have a disability and if it’s severe enough to prevent you from working. If your condition isn’t listed in the book, the SSA must still determine if it affects your ability to work. Social Security disability lawyers can help gather evidence and argue that your condition needs fair consideration.
Hiring a lawyer to help you with an SSD benefits claim costs too much.
This is False. There is also a legal limit to what an SSD attorney can charge for their services, and these fees must be contingency-based. Contingency means you only pay if you’re awarded past-due SSD benefits. The legal fees are limited to 25% of the total benefits granted, which means an SSD lawyer only gets paid when you do. They can help you get the full SSD benefits you deserve.
If your doctor says you’re disabled, you’re automatically entitled to start receiving disability benefits.
This is False. Unfortunately, your doctor isn’t the one who decides if you qualify for SSD benefits. The Social Security Administration makes the decisions on benefits. In 2019, over 80% of all claims were denied the first time. You must prove your disability through medical records, exams, witness statements, and other evidence. You also need to file the correct paperwork on time. A Social Security disability lawyer is an expert in filing SSD claims and can help you navigate this complex system.
When should I hire an SSD attorney?
If you have a disability, you must speak with a doctor and get a medical report on your condition and proof of your disability. An SSD lawyer can help you file your claim and ensure you follow the proper procedures to get your claim processed right away.
If you have questions about working with an SSD lawyer, contact LegalASAP today. We can put you in touch with one of our experienced SSD attorneys in your area. If you qualify, they can review your case and help you sort through the challenges of an SSD benefits claim. Contact us today for a free evaluation.
