If you’ve been injured in an accident, you may be thinking of bringing your case to small claims court. Perhaps you feel as if calling a lawyer isn’t necessary in your situation. We can understand that bringing your case to a local law firm seems like a big step — but it is a smart one. Whether your case involves a car accident, a dog bite, or an unexpected injury at a local business, it is definitely worth it to reach out to an attorney. The answer to the question, “Can your personal injury attorneys get you more money?” is nearly always YES.
Even small injuries can lead to big costs later on. It is important to know all your options. Your claim may result in a much larger settlement amount than you may think.
Let’s Talk Real Dollars and Cents
If you or someone you love has been injured, you deserve expert advice. An injured party will almost always get more money when personal injury attorneys negotiate with the responsible party or insurer instead of the injured person.
Insurers typically paid $18,417 for bodily injury claims in 2019. The insurer’s job is to lowball you. As a result, they’re never going to include money to cover things like pain and suffering or potential future medical bills.
An example of this would be case in which an airbag goes off in your face. A few years later, your teeth start to die from the impact trauma. As a result, you’ll need full dentures or implants. If you’ve only received $18,417 from the responsible party’s insurer, you’ll come up short when it comes to pay your dental care provider.
The National Safety Council says the actual cost of a disabling car accident injury is $98,400! Even a “visible” injury that isn’t traumatic still costs $23,400, on average. This is obviously more than the $18,417 most people get from filing insurance claims without a personal injury attorney.
Have You Included All Your Costs?
When people choose not to hire an attorney, they often fail to account for all the costs involved in an accident or injury. The calculable costs of motor-vehicle crashes include the following:
- Wage and productivity losses
- Medical expenses
- Administrative expenses
- Motor vehicle damage
- Employers’ uninsured costs
In addition to these costs, a personal injury attorney works to ensure a claimant receives a settlement that accounts for comprehensive costs as well. Comprehensive costs include a measure of the value of lost quality of life. This is an amount that goes beyond the more easily measurable economic cost components.
The average comprehensive costs on a per injured person basis for 2019 were:
- $1.2 million for a disabling motor vehicle crash
- $336,000 for an evident injury
- $155,000 for a possible injury
- $51,000 in cases where no injury was observed
Why Are Personal Injury Attorneys So Valuable?
There are many benefits to contacting a personal injury attorney about your case:
- A lawyer’s job is to understand all local, state, and federal laws involved in your situation. You may be entitled to damages you are not aware of. They also know how much time you have left to potentially secure a cash settlement.
- Personal injury attorneys are experts at calculating accurate current and future damages. They understand factors you may not have considered, including lost wages and future medical bills.
- You’ll likely get more money when you have a lawyer. Working with an experienced personal injury attorney significantly improves your chances of winning a larger settlement amount. Small claims court settlement limits can be very low (just four figures in some states), depending on where you live. This small payment may not cover the cost of a needed surgery or other type of health care.
- Having an attorney shows you’re serious. An attorney knows how to negotiate a settlement and can take your case to trial, if necessary. You’ll receive a better settlement if the responsible party and their insurer knows you’re ready and willing to go to trial with your case.
- There’s no upfront cost to you. Personal injury lawyers work on contingency, which means they only get paid a portion of your settlement. This is why no attorney will accept you as a client unless you have a strong case.
To get the money you deserve, let us match you with the closest attorney available now in your area.
Ready to see if you may qualify? Complete your free online personal injury case evaluation now!
Laura Schaefer is the author of The Teashop Girls, The Secret Ingredient, and Littler Women: A Modern Retelling. She is also an active co-author or ghostwriter of several nonfiction books on personal and business development. Laura currently lives in Windermere, Florida with her husband and daughter and works with clients all over the world. Visit her online at lauraschaeferwriter.com and linkedin.com.